Everyone is fine - the suburban, the bike rack, and the bikes cushioned the blow. The problem with trying bikes is that none of the local shops have any in a 54. However, they are willing to deal with me. I can get the Madone for 2500 and the specialized for a bit less, but I am wondering is the $ is worth it. I guess since I can't ride tomorrow as planned I can go towards DC and check the shops there for test rides.

As for the other guy's insurance, the police told us to have the owner of the 'burban contact his insurance about the damages. I am assuming that his insurance will go after the other guy's insurance to pay us back. I just wonder how the insurance will value our loss. The local shop is writing up a damage report and estimate for us (not that we could EVER ride those bikes again now that the structural integrity has been compromised.)