I answered my own question! There is a significant difference in the feel of a bike with a steeper seat tube angle vs. a slack seat tube angle.
I finally picked up my Titus Racer-X. The shop did a complete fitting for me. The bike was declared a perfect fit except for the seat post which needed to be changed to a zero degree post and some spacers on the stem.
Apparently I have a very short femur and the zero degree seatpost gave me a better alignment over the center of the bike.
I've already put 43 miles on the bike and everything feels better. I don't hunch my shoulders, curve my lower back, have pain in my hands and I'm definitely centered over the pedals like I am on my road bike. I even have a better position on the saddle. The bike handles so well its almost scary, it absolutely turns on a dime.
The bottom line is, if you're a small rider with a short femur looking for a mtn bike (or a road bike) a prime consideration is how steep the seat tube angle is. For comparison, my road bike is 75 degrees and the new mtn bike is 74.5. The Voodoo (old mtn bike) was 72.5 degrees, way to much for a small rider.
I checked many companies before I made the decision to buy my Racer-x and along with tt length I checked seat tube angles and head tube angles. Even though many made small frames the seat tube and head tube angles did not change to accomodate small riders. It seems they were still being designed for average men.
Because of this, my options for a high end bike mtn bike were limited, unless I wanted to go custom.
Anyway, I now have 2 wonderful bikes, but my goal of this post was not to brag about my bikes but to help small riders in their decision making process.
Anyway, I won't be riding much for a while, I'm headed out tomorrow for 2 weeks of spring skiing.