Oh Susie,

I am so sorry to hear about this accident. I am so glad, however, that you are basically okay and it sounds like you did an excellent job of keeping your wits about you which is very important.

I know how long and hard you worked on getting your bike picked out and all of the parts chosen. I think the guy should pay to exactly replace your current bike AND another to ride in the interim since it sounds like it might be a while before there is a new Ruby in your size. I also agree with everyone's advise about consulting an attorney, so please do that.

Please keep us posted and know you are in our thoughts.

Tracy

ps. I am from that area, where did this happen?