Question: what to wear for flat-water kayaking in the fall, with air temps in the 60s-70s, maybe in the 50s? I do not plan to do any paddling in really cold conditions, but would like to try a few outings in Sept-Oct.

I have lots of winter bike gear. I was thinking (hoping) that tights (without a chamois) would be good. I have several, from unlined to somewhat lined and heavy AmFibs. Also I have some capris, including a wool pair.

For above the waist I have plenty of wool and fleece. For jackets I have a windbreaker (water resistant) as well as a Gore windstopper jacket.

For hands, do I need neoprene full finger gloves? And what about my feet? Wool socks inside my water shoes? My biggest problem with colder temps is ice-cold feet.

I am on a tight budget so am trying not to buy new gear unless it's really necessary.

Thanks!