Hope that goes away, NY.
I commuted yesterday. It was 48 and partly cloudy, breezy when I left. Since the clothing I had at work was way too spring-y for a day where it was going to be 52 and raw, I wore something I could ride in, and wear all day. Terry commuting tights (really no chamois, sort of a tri chamois), which are super warm, a lighter than normal long sleeved base layer, and my rarely worn wool cycling dress, with my commuting jacket which is always warmer than I remember. It had rained earlier in the morning and that jacket is also waterproof. I actually think it's bombproof. I was too lazy to pull on my booties, so I wore my winter cycling shoes, with wool socks. For a 2.8 mile ride, I felt very stylish, so I added a scarf.
I felt a bit sweaty, even though it was very raw out! When I got to work, I deduced it was from the high humidity level. I had to take the scarf off for a bit, and wash up, as if it had been much warmer out. I went out to walk across the street to buy my lunch, and i felt freezing, even with the jacket on. On the way home, it was about the same temperature at 7 PM, and I felt sweaty again.
Wearing those tights all day was a bit uncomfortable, as the seams started feeling itchy at one point.