You rock :-) You're *DOING SOMETHING* about it.

You're also pushing along a bike that's gotta be pretty hard to push along. I ride a single speed cruiser often, and it's a workout... and it's due for a tuneup. Air in the tires is a biggie... but lubing that chain and, yes, greasing the bearings, can make the bike a lot easier to push around.
When my friend got me a "new" wheel for my cruiser, and put it on, in 15 miles, it started *screaming* when I'd apply the brakes. I like attention and all, but the cruelty-to-machines folks were going to come after me, so I went into the bike shop, and put the wheel on the counter and said, "It screams at me... where should I put the lubrication?" He asked me if I had three different tools which I'd never heard of, and then asked if I had fifteen minutes (it was February) and gave me an apron and we went into the back of the shop.
Well, this is going to turn into another "Drafting story" if I'm not careful! At any rate, suddenly I was a much stronger rider and knew a lot more about ball bearings, and they all had a jolly time admiring this wheel with its old-fashioned spoke nipples and brass brake shoes... they figured it was from pre-WWII.
So get out there and keep riding... you'll soon have stories of your own!!