I am the one that the yellow arrow points to! I don't ride with groups anymore. When I have, it seems to have resulted in an accident because I am too incompetent to ride with them. That's why I only do the tours with them. There is always a potluck after and they don't care what time I get there. :-) Sometimes I leave an hour early so I can meet them for lunch. Still, I think it's kind of like my grandson. He can't keep up with me on my bicycle because he is too little!