Warmers are not as warm as tights, when it is really cold, you will get "cold spots" in the areas the warmers don't cover. They are best for changeable weather conditions where you might be taking them off later. Several possible solutions: liners have only a thin waistband and consist of a meshy material & a chamois, so there is much less material to bother you. Downside is there are only a few of manufacturers, so if you don't like their chamois, you are out of luck. Another possibility is to pull tights on over bibs. Bibs don't have a waistband, so you've eliminiated one entirely. Best solution of all is to see if your favorite shorts manufacturer makes a cold-weather tight with a chamois. You eliminate a lot of bulk that way.