... and if it's the retailer I'm thinking of, it's a co-op, and their decision to offer a generous return policy is a decision made by member representatives elected by members like you. (Though, if it's the retailer I'm thinking of, it's "only" one year for no reason, and "any time" only when there's a defect?)

I felt a little guilty last year when I returned an item that actually had failed within the year, just because it was more convenient to do it there than to send it back to the manufacturer under warranty. But the person who helped me was all, no, that's why we have this policy, go ahead and do it.