Nandy,

Internet forums are notoriously difficult avenues for communication some times, and I hope you continue to visit and share your experience and ideas. I think everyone was sharing their own experiences and even though that might not be the experience you've had.

In this case, several posters have noted that production small frame bikes with 700 wheels have worked for them. The Specialized Ruby works for me, but Trek, Giant and Cannondale bikes were not as good a fit for my size, proportions and the type of riding I do. After 5 years and 25,000 miles of feeling comfortable and happy on a Ruby, I still tried the other bikes and they didn't work for me as well. I also never had a problem with toe overlap or handling. I bought the bikes I could afford, and they've served me well.