Share your home buying horror stories!

[Trek420]

In Canada, one can go to a mortgage lender...but I've stuck to one of the major 6 national (or now international since Canada's brand has gone beyond our borders ) banks for mortgage. I just can't be bothered to deal with an independent small firm/person.

Best to pre qualify for the loan with a bank or credit union before you even look. But our dog found this condo before it listed and we needed to move and bid fast. All's well that ended well. Have always pre qualified before on the other home buys.

[NoNo]

My mortgage company was incompetent, but at least they never tried to impersonate me! How unprofessional!

So far the house has been as advertised. I did find a dead outlet behind the couch, and we did have to move a massive wardrobe that was left from the living room to the basement, but everything else has been fine. I did try to turn on the A/C just to see if it runs, and it did, although not particularly strongly. I was kind of worried there was something wrong with the house when I first looked at it because there had been a successful open house just a few days earlier, yet no one had made an offer. In my town, cheap houses are snatched up, so I was puzzled. Still don't know what people didn't see in this house, but I sure do love it!

[ny biker]

My mortgage company was incompetent, but at least they never tried to impersonate me! How unprofessional!

So far the house has been as advertised. I did find a dead outlet behind the couch, and we did have to move a massive wardrobe that was left from the living room to the basement, but everything else has been fine. I did try to turn on the A/C just to see if it runs, and it did, although not particularly strongly. I was kind of worried there was something wrong with the house when I first looked at it because there had been a successful open house just a few days earlier, yet no one had made an offer. In my town, cheap houses are snatched up, so I was puzzled. Still don't know what people didn't see in this house, but I sure do love it!

I assume there was an inspection before settlement, and that should have uncovered any real issues. Your house might be like my condo -- at a time when things were selling fast and prices were climbing every week, I was the only person to put in an offer on my place. The reason was that several other comparable 1BRs went on the market the same week and they were all in better shape, and mine needed more work so it was no one's first choice.

At the end of it all, what matters is that you love it.

If it's central A/C, having it cleaned might make it run better.

Enjoy!!