Quote Originally Posted by NoNo View Post
I'm currently in the process of buying a house. A process that was supposed to CLOSE last Friday. Yeah, that didn't happen. My mortgage company completely messed things up. They didn't have paperwork, they weren't prepared, they weren't calling people back. In the mean time, I had packed a UHaul full of my stuff, including all my furniture. Once we figured out the deal wasn't going to happen, we had to unload the entire thing into a garage that my aunt lent. The kicker is that my parents are going to rent the apartment I'm vacating, so they've been living with me for the last three weeks. Now I have to share a futon with mom while dad sleeps on the couch (his choice), we have no tv, no internet. I have no idea when the closing will actually happen, but the thought of moving all that stuff again makes me shudder.

So please humor me. Tell me I'm not alone in this. What closing horror story do you have that you now laugh about about how you got your house?
Having worked for a big mortgage company for a number of years, I can tell you this kind of stuff happens more often than you would think. Agents and loan officers would pray that the loan processor would do their job well and things would go through as planned, but every once in while there was a major hiccup...credit rating went down, or inspection found something, or some other technicality. Most of the time it was someone didn't do what they were supposed to do WHEN they were supposed to do it...major panic ensued. It was a VERY high stress job. Big money and peoples lives affected by not crossing T's and dotting I's the way they were supposed to... glad I'm not doing that anymore. At the height of the refinance boom (before the crash) they would haul loan processors out by ambulance for nervous breakdowns every few weeks.