We have both had stuff removed. We were out a ton in our teens and twenties. Our derm falls into the second category. We go every year and get checked. I am a cover and slather kind of girl. We only use zinc. The derm told us to stay away from everything else. I use the arm coolers and every other surface is slathered in the summer. And obviously we try and avoid mid-day sun. I have also purchased a number of sunblock clothes. LS shirts in particular. They make some really nice stuff these days.

I wish I had know. I teach high school and we live at the shore, so it is a beach community. I am on my students constantly to protect themselves. Unfortunately many of their parents still believe that a "base" tan is healthy protection.