I have a whole combo of things I wear. I have the lighter weight Terry full fingered gloves for temps below 55 or so. I generally like to wear my Ibex liners under these and let it go at that, down to about 45. But, I also have a pair of Mavic men's mid weight thermal gloves in a size small that fit me perfectly. I can wear them in the low 40's. I generally don't ride when it's colder than 35, although I have. I do have a pair of PI Amphibs, and they are extremely warm. But once, my glove got caught in the shifter and I haven't worn them since. My dexterity feels compromised in them, but I may try again. I bought a pair of lobster gloves, but I couldn't deal with them; I don't do well well with changes in how things feel/work, so I gave them to my son, who has little hands for a guy. He commuted through the winter one year, and he used them.
2015 Trek Silque SSL
Specialized Oura
2011 Guru Praemio
Specialized Oura
2017 Specialized Ariel Sport