Jolt, I agree that snow disaster seems highly unlikely. In fact, I can imagine myself snowshoeing (seriously) to the closest grocery store..if it wasn't a windstorm beyond 40-50 km/hr. winds. The grocery stores are within a normal 20 min. walk or less.
I do recall a terrible icestorm in southern Ontario nearly 18 yrs. ago or so, where the electrical transformer stations toppled over one another like a set of dominoes. In all honesty, in the winter I do tend to stock up on food for days when it gets very cold /icy/snowy. And cold is -25 to -35 degrees C ....frost bitten face danger warning. Yes, I do cycle if it's ice-free on pavement and stock up food, dry goods. So winter shopping is much more deliberately planned. And I live in a big city. Not out in the rural areas.
Never did I ever dream of living in a major river flood ...in the landlocked prairies city.
In fact, dearie and I have discussed half seriously when an earthquake hits Vancouver, what he would do whenever he/I are there.....he can come to live where I am now. (fly out to Calgary) In Vancouver, it's the opposite: we make sure to leave our bikes underground, not way up high many stories up in condo building. Of course, if there's a flood (and there has been minor over-run from ocean creek downtown) into the underground garage, our place is many stories up.
And we have bikes where I am. So we are covered, should 1 city is not safe vs. another. As mentioned in my blog post, I went to Vancouver when I evacuated....for refuge. It was cheaper (and more pleasant) for me to be at home there in Vancouver instead of paying for hotel for over a wk. in Calgary and being quite limited where I could travel locally.
Another type of disaster is a chemical spill disaster ....or explosion involving nearby industrial plants, trains, trucks... Of course cycling may not help.



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