Oh holy hell Nanci.... If *I* can make the swim cut off ANYONE can!! I am so seriously slow it's scary!! I just plod along in the water... Kinda like my running...
My swim teacher at the Y used to say "you just cruise along and enjoy yourself"... Funny thing is I'm TRYING to swim fast, I'm just NOT!
If you put some time in the pool you could do it. But it's such a personal thing, I'll never fault anyone for deciding it's just not something they want to do. Butttt..... if you have a fire in there anywhere........