I have to agree this sounds mostly like a Caren problem.
You are making the common mistake thinking because you know how to ride a bike you know all about bikes and the way bike shops work. Kind of like me accessing this forum and assuming I know how the computer industry works.
Yes, the overcharge was a mistake. However, it was corrected and the bike shop doesn't control how your bank handles it.
I won't go into the various mistakes you are making in your assumptions about bike, fit and product. Suffice it to say you don't know what you are talking about.
Interesting you make the effort to point out your Catholicism yet are quite open with your impatience and making JUDGEMENT on an awful lot of things.
Posts like this make me sad.



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