I'm going to be selling a 2004 Terry Classic in a month or two. I've converted it to drop bars with bar end shifters but the gearing is still stock. It's a 19" though, so it might be too big. I'd be happy to measure the stand-over on it tonight when I get home. I've only got a 28" inseam and I clear the bar by a good margin, so it may work for you.