We had a $75 Costco membership a few years ago. After a while we realized that it just wasn't adding up for us, so we dropped it. Now we have a Sam's membership. So far that one is paying for itself, especially with the 5 cents/gallon off on gas. But you're right, people can't believe it when you don't have a Costco membership.
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03-05-2013, 05:21 AM #1
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03-05-2013, 05:26 AM #2
Meow!
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I've never been a member of either Cosco (the ones in my area are too far away) or Sam's, but if you're comparing Target prices, you might think about using one of their Red cards. It acts as a debit card so the money comes right out of your bank account. With it, you get 5% off every purchase, including online. You also get free shipping online.
Live with intention. Walk to the edge. Listen hard. Practice wellness. Play with abandon. Laugh. Choose with no regret. Continue to learn. Appreciate your friends. Do what you love. Live as if this is all there is.
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03-05-2013, 05:35 AM #3
riding and running
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I've never been in a Costco, Sam's. target etc.
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2013 Specialized Ruby Sport (carbon)
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2014 Felt Z75
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03-05-2013, 05:47 AM #4
thickly settled
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As a single person living in a small home, I generally don't need or have room to store the bulk items that you can get at a place like Costco. The one closest to me is zoo anyway. Just trying to get in or out of the parking lot is infuriating.
Several family members have memberships at BJ's, so I'll often go there when I'm visiting NY. I considered getting a membership because you can get some good deals there but decided I wouldn't use it enough to justify it.
I actually find that my local grocery store often has very good prices on things, comparable to Target, and Trader Joe's also has good prices. And the Bed Bath and Beyond in my 'hood sells health and beauty stuff (shampoos, lotions, soaps, toothpaste) at very good prices. Between them and the occasional trip to Walmart I don't need buy a membership anywhere.
- Gray 2010 carbon WSD road bike, Rivet Independence saddle
- Red hardtail 26" aluminum mountain bike, Bontrager Evoke WSD saddle
- Royal blue 2018 aluminum gravel bike, Rivet Pearl saddle
Gone but not forgotten:
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03-05-2013, 06:33 AM #5
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Another Target trick: If your credit card is one that gives an additional percentage back for purchases in certain categories, be aware that Target's merchant category code is "Grocery Stores". You can look MCCs up at http://visa.via.infonow.net/locator/...tLoadAction.do.
We buy as many things as possible at Target because our grocery store % back is higher than it is at other types of merchants.
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