I don't ride for pleasure if it's below 40 F. I'll commute down to 5 F, even though I start complaining around 12 F. But I've spent years amassing excellent winter gear
At around 5 F my bike doesn't work very well, shifters and brakes are sluggish, and it's all just too much of a hassle.
Heat bothers me a lot more. I struggle above 80 and at 85 I'd rather not ride anywhere except straight to the beach. I just don't have many coping mechanisms for the heat.
Winter riding is much less about badassery and much more about bundle-uppery. - malkin
1995 Kona Cinder Cone commuterFrankenbike/Selle Italia SLR Lady Gel Flow
2008 white Nakamura Summit Custom mtb/Terry Falcon X
2000 Schwinn Fastback Comp road bike/Specialized Jett