I know I'm lucky. In addition to the above, we have unlimited mental health benefits and prescriptions are 20.00, 30.00 or 50.00. ER visits are 200.00, but that just went up from 50.00.
Our task will be to find similar coverage when DH stops working. We will be able to afford to pay a good amount, but we are more concerned with the continuity of coverage. DH takes 4 prescriptions, and even though he is incredibly healthy since his surgery, he cannot stop taking them. My Prolia is also covered, but I did have to go through some weird mail order pharmacy that Blue Cross insists I use, where incredibly stupid people with really thick regional accents constantly barrage me with phone calls. I now have it arranged that they call my doctor directly to deal with shipping the injection to her.