I'll bet the recipient's homeowner's insurance would cover it, if it's expensive enough to be worth filing a claim.

On a related note, I am just loving UPS My Choice and I wish the other companies had a service like that. Once you sign up, you get an email notification when anything is being shipped to your name and address. Then you can have it held for pickup (free) or re-scheduled or re-directed ($5). There's a premium subscription service as well, that I think lets you re-schedule or re-direct at no additional charge, and maybe has some other benefits.