IMO I think this case is different in the fact that the item WAS delivered properly by USPS in the mail box but, the item was then, taken (stolen) and ripped open from there by someone else. I don't think in this case the insurance on the shipment would protect the sender.



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). In fact I know FedEx doesn't, because DH has had a recurring issue with a company sending documents to the wrong address, and we never know about it until a neighbor or a housesitter or the lawn care company finds the envelope half in the door where it's been for weeks.
