Of bugs...well.....the no see-ums get bad here in the spring--and by the water, shad flies fly into the face--but--I haven't 'eaten' one yet! I have been stung by mozzies though---and once a wasp got me good-Ouch!
But does anyone have to worry about loose dogs?
I am careful on paths that have a lot of chipmunk traffic and squirrels. Stopped the bike on a dime once to avoid a snake crossing the path.