Quote Originally Posted by Steph_in_TX
We rarely carry a balance on a card, but you can tell they want us to spend, spend, spend as they keep raising our limit.
FYI - you can ask that they fix your limit and that they stop sending you those &*$% access checks. I HATE shredding those, and I'm always afraid someone will fish them out of the trash and use them somehow....

I've done this with all of my cards. We just moved, sold the second house (jobs had us holding on to 2) and paid everything off, so I've been doing lots of restructuring...