Hmmm? good ? I hope someone can answer that one. So if I owe 180$ on a card and let's say i pay it off in $50.oo installments, I go to buy a car, will they look at that 180.00 and go not a good candidate or does a small amount like that not matter? Or say it's like $1000. oo on the card and you paid $500. the month before and you pay it off the next month? I have herd too that have a bit of a balance on a credit card was a good thing to. I don't know why it works that way. We need a credit card bike riding girl to answer our ?