I relate to your pain! I'm 5'9" and a very full 34D, (almost a DD, but not quite, which causes all sort of bra shopping challenges as well!) . . . so with my height, I have length issues as well as fitting in the bust issues. My waist is about 28", though, so what fits in my bust (and same width hips) might be loose in my waist. I just tried on a new cycling kit by a friend who made some up to advertise his business. Very nice kits, but the sizing is SO small. He feebly handed me shorts to try on in a large and jersey in an XL! It was a little annoying, especially when the Specialized shorts I wear are a size Small! But I also know sizing can vary widely and he already knew his kits ran very small. And the sizes he gave me fit just fine, so he has a good eye.

When we first joined our cycling club, my husband bought me a club jersey. It was women's sizing. I don't even remember what size it was, but probably a medium, which I think is what some other jerseys I had at the time were. It was hilarious how small it was. I was not only busting out of the zipper, but it was terribly short. My 13 year old daughter ended up with it for the few rides we sucked her into doing on the tandem. It fit her perfectly! I ended up getting a men's medium race cut, and my next order I tried the men's small, which is mostly good, but a tad short.

I hate that the sizing makes me feel like I'm fat when I am not. So, yeah, I relate. As for a jacket, I wear arm warmers instead. I live in So Cal, so I can usually get away with not wearing a jacket.