The best bike for... everything?

[Swan]

I'll look into all of the links, thanks!!

The only problem I can see is that in order to get onto pavement, I first have to go through dirt roads (which turn to slush in the rain). This isn't a problem if I drive, but when cycling it can be a problem. I live in rural country-side Florida, where at least 1/2 of all roads are paved with dirt... so you can maybe see my dilemma!