Back in the '80s I had a white bike. Pretty with red lettering. I rode it till I broke the frame. I loved it. It was pretty. It had a clear coat over the white so scratches didn't show all that much. It was the bike where I had one of my serious crash and the bike came out better than me. It didn't look like it was in a serious crash. Replaced bar tape, brake hood and lever, replaced seat and it was good.

Only bike that didn't show much of any minor scratch or dirt was brushed finish of my Titanium Litespeed. My metallic red Transition Pro (Specialized) shows water marks, dirt, scratch... in all its glory. My big box kind of bike Mod 6.0 by K2 also shows dirt, grime, scratch.

I also have another vintage bike from the '80s RB-1 by Bridgestone. lugs are rusted, gooseneck and the quill for the handle bar is rusted and frozen. It shows scratches like any other paint job.

Get the color you want. Scratches and chipping happens on all bike. so don't fret too much just because its white. It's not like a blouse.