As for not going handbuilt because you don't know what to ask for. I don't think you really need to have a clear idea of what you want. A good wheel builder will be able to guide you based on your budget, riding conditions, weight, riding style, and priorities. I'd at least talk to a builder if I was in the market for wheels and was on a budget.
Live with intention. Walk to the edge. Listen hard. Practice wellness. Play with abandon. Laugh. Choose with no regret. Continue to learn. Appreciate your friends. Do what you love. Live as if this is all there is.
--Mary Anne Radmacher