Yes the light on the head is my 'aggressive' be seen light. 150 lumens in your eyes if I think you don't see me. I tilt my head in your direction, like I am just 'looking' at you and oh so sorry I got that light in your eyes... Awake now? Good, put down that smart phone and pay attention. 
I'm on the beat-em-up commuter (an REI steel Novara) so I don't mind the reflective tape on the frame. All the better it makes the bike look really cheesy even though it was not cheap and I like it (it does ride nice and has a wheelset I had made for it and has SRAM parts). It got it's first "dark morning" checkup and wash today. Deep charge (instead of the top off charges at work) for all the rechargeable lights, new AA and AAA for the frame lights, replace the old looking reflective tape, scrub of drivetrain and lube chain, wash, adjust and inspect including for foreign object in the tires, check the repair kit and replenish the patch kit. So I guess regular maintenance should also be included- don't want to be stuck broken down in a less than comfy neighborhood. Sometimes it can't be helped, but having a frayed shift cable break instead of noticing it and replacing it, or having a tube puncture from something that worked it's way in just sucks, as it is totally avoidable.
Oh, and it does not hurt to know of 'safe areas' along the route. Well lit busy areas that are close by, like a 24 hr minimart, police station or firehouse.
Tzvia- rollin' slow...
Specialized Ruby Expert/mens Bontrager Inform RXL
Specialized SWorks Safire/mens Bontrager Inform RL
Giant Anthem-W XT-XTR/mens Bontrager Inform RXL
Fuji Newest 3 commuter/mens Bontrager Inform RL
Novara E.T.A commuter/mens Bontrager Inform RL