If you've only had your Ruby for 7 months, did the bike shop not fit it to you then? And, if so, can you go back to them and talk about your issues and see if they can make tweaks to it before you spend additional money on a fitting elsewhere (although, don't get me wrong - I am ALL in favor of having a great bike fit). When I bought my bike last November, my LBS guy spent probably 2+ hours with me, making sure it fit me properly and they offer that 'free' fitting for all bikes purchased there over a certain $ amount (less expensive bikes, they do charge for it, but it's worth it).

I don't think the prices you are talking about are out of line for NYC area, but I'd sure see if I couldn't go back to my shop and work through my issues first (and, hopefully, for free if they fit you to begin with).