How come when everyone else falls/crashes

[e3rdpower]

I ride with a woman who also races and she says the slow crashes are the worst in terms of broken arms and collarbones because generally people have time to try to halt the fall by stretching an arm.

I also agree with this. High speed crashes you tend to slide, so worse road rash but less bone breakage. Slow speed crashes do seem to result in more bone injuries. Skin is more painful, but bones are more expensive and a pain in the neck, for the most part.