Thank you everyone for the helpful feedback! I have a call into my husband's employer to find out if the benefits go retro-active to the date of hire (good suggestion!) - hopefully I will find out the answer on Monday.

If not, I wasn't planning on telling the Dr. the exact date of the injury. A torn ligament won't heal that much in a month on it's own - especially since I am a terrible patient and cannot stay sitting on my butt all day resting.

Friends have brought me over a cane and some crutches so I can get around slowly. The knee can bear some weight, but feels very unstable... such a strange sensation :-b

I tried the recumbent stationary bike yesterday at the gym but the cranks are too long and my knee doesn't want to bend past 90 degrees. (it must have stiffened up - after the crash I biked 4 miles home - mild shock is a great painkiller)

Scrappy