There are a number of brands of road bikes that should fit you. The Ruby is a good choice. Felt and Jamis also make bikes that work for the height challenged and can be a good value. I recommend working with a bike shop that understands your issues and doesn't just try to force you into something that they might have on the floor for sale. I am shorter than you and also have neck issues. I ride a Trek Madone. My handlebars are about the same level as the seat.