A guy that rides in a group I ride with has a bike radio. It mounts on his top tube and uses bluetooth to play tunes from his smart phone. I can't remember the name, but he said they no longer make them, but you can find them on ebay.
Seems like a much safer solution than ear buds.
Here's a listing on Amazon: http://www.amazon.com/Cy-Fi-Wireless.../dp/B001L7X7ZG



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