It's a mixture here. There are pools with an option of open showers or stalled, and there are those with no stall options - such as the one I go to. Some women take their suits off to lather up, others just seem to "rinse" or lather over/around their suits (which to me seems a bit daft).

I would normally towel up from shower to change rooms because there are often small children. It's not because I think they should be hidden from nudity, but I hate that the little boys gawk at you because, I guess, they're not often used to seeing women other than their mothers naked.

Once in the changing area, most everyone lets everything hang, but I've noticed that young tweens go into stalled change rooms.

In Japan, peoplebathe in the nude with others (obviously same sexes). What bothers me about the whole thing is you sit on these little stools to wash yourself, and I'm all paranoid about my bits touching the same place some other person's bits touched. I'd want to disinfect first...