hmmm lets see
falling over at least twice in one day at stop signs during a tour in Spain, because I over balanced my panniers with a paper back book and couldn't clip out in time.

being driven into a curb by a fellow rider on my first STP (Seattle to Portland Classic) and going down dramatically (though I was unhurt thankfully) right in front of the quadripalegic (yes quadripalegic, with use of his arms but not full use of his hands - I used to work at a hospital and we sent a disabled team every year) rider that we were all riding with. It really was a great crash- me flying one way, the bike going the other with the plus that it didn't even draw any blood.