It is an interesting issue to try to consider some health indicator when setting the insurance rates. The tricky question is which one (or which ones... perhaps it should be a composite score). Given any indicator, there will be people that get hurt by it.
I don't have a measurement of my resting heart rate. At the doctor's office, it's generally around 60, +/- 1-2 beats. I do suffer from some measure of 'white coat anxiety', so that must push my HR a bit higher than would otherwise be. After a couple of medical procedures, in the recovery room, I saw my heart rate was under 50. In terms of BMI, I fluctuate between 19 and 20. I have not had my body fat measured with calipers in many years, but according to my scale in the morning, it is around 19%. A typical BP measurement would be 90/60 or 100/70; my cholesterol panel is very good (not as good as zoom zoom's, though).



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