Mine is in the low 60's to mid 50's depending. I am also considered over weight even though most is muscle. But they don't judge you on that do they? Not fair. I think a doctor should be the one to determine weather you are over weight or not and that is what the insurance company should go by. Same with my hubby they said he was 10 pounds over weight. We are both short stocky people who are like a brick house not a flabby marsh mellow!