Just found out that the local Felt dealer (who also carries Surly) is a "Serotta Certifies Fit" Shop. I may go there first and inquire about a fitting. If you buy the bike from them, I think they do end up giving you a discount. The only thing is that this is not the LBS that I go to but if the bike fits.....

Jobob - thanks for your input! It's so nice to hear from someone who also felt that they had to "deserve" a road bike, but, after 8 years, is still gung-ho about biking. I assume you bought the bike and had no regrets. I hope that in a couple of years, I'll be telling some newbie to take a chance and just go for it!