How do you carry the basics? Lock, purse etc

[Bike Writer]

I'm a pack rat and tend to take more stuff than I need. I find this trunk bag holds everything I want to take. Small tools, CO2 cartridges, vinly glove to keep my hand clean if I drop a chain, extra tube, flat kit, small vial of hand sanitizer, maps, pepper spray (for safety), a snack bar, small zippered wallet w/insurance card, id, money and I carry a couple of small bungees also to strap on bigger items or a rolled up jacket or vest.

If I'm shopping I'll carry panniers or if it's around town I'll carry my basket or both if I have a lot to get. But the trunk bag is for items I feel I can't do without.

http://www.rei.com/product/780460/no...sic-rack-trunk

Oh, and these must have alongs; blackberry and usually a small camera

[Koronin]

So far I'm only riding around the neighborhood and typically with my husband so I just have a water bottle. Hubby has a house key and tools for bike adjustments. That's basically it. If I were to go a store, I'd need a rack with a back in which I could put anything I bought and would probably put a wallet in my jersey pocket, or just wear jeans and put my wallet in my jeans pocket where it typically goes anyway. (I do not carry a purse anyway, just a wallet).

[soprano]

I use a bungee to strap my locks to one side of my rack. Pannier goes on the other side. Flat kit in a small saddle bag, frame pump mounted on the frame (this sounds obvious but I see lots of people carrying them elsewhere).

Wallet, keys and cell phone all go in the pannier. If I'm without a pannier, I cram my ID, phone and $20 into my saddlebag with my flat kit.