Thanks so much for your reply, Jess.

I looked up my insurance benefits information, and while it doesn't look like I need a referral, it also doesn't look like it would be covered. They state:


• Services are to restore and significantly improve function that was previously present but
lost due to acute injury or illness,
• Services are not for palliative, recreational, relaxation or maintenance therapy, and
• Loss of function was not the result of a work-related injury.


Boo.