Muirenn - Thanks for the suggestion - I actually have a Surly dealer near me so I will go check it out

azfiddle- good to know. I'm going to try a bunch of different bikes and if I go the Ruby route, I'll have to PM you with questions. Either way,now that I'm interested in a road, I have to save a little more. I do get a bonus in Feb which is probably when I can make my big purchase

Goldfinch - I thought it was odd that he put me on a 48 though he did make a bunch of adjustments. If I go down this route, I will insist on trying out a 44 as well. I have to check my measurements - I have no idea what my inseam is but I should have them on hand. Going to see the Jamis dealer tomorrow. There is another Felt dealer nearby.

Crankin - Your post really cleared things up. I never thought I would buy a road bike because I'm not the best rider. Furthermore, I always "cheap out" and regret it later. What you said about your friend hit home, I'm not fast and I don't ride as much as others but I am committed and see myself riding for a long time.