I did El Tour de Tucson in November and we had to wait in the pitch cold dark of the desert for the start. It was really cold, but no one wanted to put too many clothes on because we'd just be peeling it off by 9:00am and then have to carry it the rest of the way. I actually bought some of those disposable hand warmer packets that people use skiing. I put one down my job bra, one in a back jersey pocket, and shifted one between my hands. It worked like a charm, so I bought a bunch for tomorrow's ride. Let's see -- one in my helmet (under the fleece beanie), one in my job bra, one in my back jersey pocket, one in each of my tight legs .....

Susie