I'm right there with you nscrbug, my six year old Razr was giving up the ghost so it was time for a new phone. I agonized over it because I did NOT want a smart phone. However with AT&T the monthly cost difference was only $15 to go from a phone, to having a computer in my pocket. I travel a lot so it ended up being a better choice to go with a smart phone... and since I use a Mac at home I went with an iphone 4.

It's pretty intuitive to use so I think I'll like it, as soon as I get over being scared of it.