Thanks for the encouragement, ladies
I was excited to discover that both my bank and credit card company will allow me to download transactions for import into YNAB.
I do have a couple of "procedural" questions that I thought of while driving this morning:
If I allocate a charge on my credit card to the budget (e.g., groceries), how do I manage that expense in YNAB when I write the check to the CC people to ensure that my checking balance is accurate? Is it a transfer from my checking to my CC, or is that somehow "double counting"? (Yes, I need to read and experiment more.)
Also, what do y'all do with one-time expenses that aren't really a category? For example, I need a new crock pot. Not something that I really need to save or plan for, nor is it something that I intend to buy again anytime soon.




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