Terry Fast woman has 650 Wheels, Steel. I have a 2006 Fast Woman great bike. Very quick. No problem with overlap and I keep up with the 700 wheels no problem.

Also look at Felt ZW petite if you want carbon. This is also with 650 wheels. I spoke with Felt reps and they put the ZW4 petite on the Demo truck. I met up with the truck and took it for a ride, very smooth. I have a ZW1 petite on order.

I spoke with many different bike reps.. about 650 wheels for smaller frames.. it is the best fit but for some reason most people want 700s. I like my 650 wheels even if my choice is limited. I have 1800 miles on my bike and have done multiple day rides with no problem.