"I broke my arm test riding a mountain bike.. mind you I walked into the bike shop with my helmet in hand. It was scary how many people said I should go after them, they knew a lawyer who could get me 50K. I don't think so!!'

you are probably right, I'm not a lawyer but don't think you'd get anything other than bad karma, that's why they call it test riding, you accepted the risk

"I"m very interested in this thread. I have some scars on legs from trail/gravel/dirt rash."

those aren't scars, they are badges of courage!

Trek420...soon to be Mondonico