I have a large seatbag that I carry my spare tube or two ( depending on ride length) tools, co2 x 2 ,co2 pump, small patch kit, small first aid kit, money and keys.

I have a bento box which I use for food and phone (and maps if I need them ).

I wear my ID around my neck and anything else goes in my jersey pockets.

I also have a pump on my frame.

My husband often laughs at me for the amount of gear I take but it makes me feel confident that I can cope with most situations.

I was glad for my small first aid package when I was stung by a bee on my first organized ride - wiped down the sting with stingoes and away went the pain and so did I to finish the ride happy.